The Fed just made its decision — no rate cut. Three officials voted to raise rates, and Wall Street now expects a hike as soon as September. Debbie breaks down the 9-3 vote, new Fed Chair Kevin Warsh, and what it all means for your mortgage.…
Mortgage rates just hit their highest levels of 2026 — the 30-year fixed reached 6.75% on Mortgage News Daily's tracker this week, with Freddie Mac's survey at 6.55%. On today's show, Debbie breaks down what pushed rates up: rising fuel prices, new Treasury supply concerns, and bond selli…
The biggest condo lending rule change in over a decade drops August 3rd. If you're buying, selling, or refinancing a condo, this affects you. On March 18, 2026, Fannie Mae dropped Lender Letter LL-2026-03 — the biggest overhaul to condo lending rules in a decade. Freddie Mac followed with…
For over a year the whole audience has heard "when will the Fed cut" — and this week two of the most senior voices on the FOMC used blunt, on-the-record language to say the opposite is now realistic. It directly reframes the "should I lock or wait" Debbie Marcoux, NMLS ID 237926 also licen…
There's a big housing bill in the news right now — the biggest one in 36 years — and I've been getting a lot of questions about what it actually means. Let me walk you through what's in it, where it stands, and how it affects you if you're buying, selling, or refinancing this year. Debbie…
Today I discussed new programs such as Jumbo with only 10% down, construction and fix and flip loans for investors. Would you like to ask questions while I'm live on air? Subscribe now to receive a link to join each week. Text LIVE to 844-935-3634 Debbie Marcoux is licensed by……
Want to buy an investment property or sell yours and move it out of CA? Let's talk 1031 exchange and cash flow. Would you like to ask questions while I'm live on air? Subscribe now to receive a link to join each week. Text LIVE to 844-935-3634. Support the stream:……
Today was an amazing jobs report that nobody expected. Future rate cuts are questionable. Today's show is all about education and why a job's report may hinder mortgage rates from falling further in the near future. Would you like to ask questions while I'm live on air?……
Hearing that interest rates have fallen? Would you like to know what your interest rate would be today? Send me an email with your scenario! All interest rates quoted are subject to change until locked in and conditional upon underwritten loan approval. Get a text message when I……
Why is everyone talking about 50YR terms? What are the benefits and downsides? What are portable mortgages and how might that help you if it is something that they implement as an option in the future? Watch LIVE and ask your questions. Get a text message when I go live with a……
No Ratio - Can't prove income? Bank Statements - Self Employed but can't show tax returns? Debt Service Ratio - Looking to buy that rental property, Airbnb, or VRBO/ Construction Loan - Run out of funds, looking for a fix and flip or to build a spec home? Watch LIVE and ask your……
How many more rate cuts will we get this year? How are the markets reacting to the decision? Watch LIVE and ask your questions. Get a text message when I go live with a link to join. Text "LIVE" to 844-935-3634. Support the stream: https://streamlabs.com/mortgagemomradio1 Debbie……
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