Privacy Policy.
What we collect, what we do with it, and how to control it.
Who we are
Mortgage Mom Radio is a real estate and mortgage education brand operated by Debbie Marcoux (NMLS #237926), a Mortgage Loan Originator with JMJ Financial Group (NMLS #167867). This policy explains what information mortgagemomradio.com (the "site") collects about you and how it's used. It applies to this website, the podcast, the newsletter, and our livestream tools.
Information we collect
- Information you give us — name, email, phone, address, loan-related details, and anything else you submit through a contact form, newsletter signup, application portal, text-message opt-in, or direct email.
- Information collected automatically — browser type, device, referring URL, pages visited, and aggregate traffic data through standard analytics tools.
- Information from third parties — when you click "Apply Now" you are routed to the secure JMJ Financial loan portal, which collects the information required to process a mortgage application under its own Gramm-Leach-Bliley (GLBA) disclosures.
How we use it
- To respond to your questions and provide the show, newsletter, and texts you've requested.
- To pre-qualify you for a mortgage, when you ask us to.
- To improve the site, the show, and our educational materials.
- To comply with applicable law, including consumer-finance recordkeeping and licensing requirements.
What we never do
- We don't sell your personal information.
- We don't share your information with unaffiliated marketers for their own use.
- We don't use your information for surveillance advertising.
Text messages
If you text LIVE to 844-935-3634 or sign up online, we collect your mobile number, the keyword you sent and the date and time you opted in. We use them only to send the Mortgage Mom Radio text alerts you asked for (the live-show link and new-episode links, up to 2 msgs/week) and to keep a record of your consent and any opt-out. Msg & data rates may apply. Reply HELP for help or STOP to cancel at any time.
We do not sell, rent or share mobile numbers or text-message consent with third parties or affiliates for their marketing purposes. Our text-messaging service provider processes your number only to deliver these messages. See the text message terms.
Cookies and analytics
We use standard cookies and analytics to understand which pages and episodes are popular. You can disable cookies in your browser settings; some site features may not work without them.
Your rights
You can request a copy of the personal information we hold about you, ask us to correct it, or ask us to delete it. California residents have additional rights under the California Consumer Privacy Act (CCPA); EU residents have additional rights under the GDPR. Send any such request to questions@mortgagemomradio.com.
Security
We use industry-standard safeguards to protect your information. No system is perfectly secure — but if a breach affecting your personal data ever occurs, we'll notify you as required by law.
Changes
We may update this policy from time to time. The "Last updated" date below reflects the most recent revision.
Last updated: September 17, 2026