Meet the Team
Family-run, licensed across the country, and built on the idea that your home and your future come first. Here are the faces behind the show, the files, and the phone calls.
The People
Debbie Marcoux
Debbie is the voice behind Mortgage Mom Radio and the driving force behind the team. Licensed across Arizona, California, Washington, Texas, Idaho, Florida, Georgia, Hawaii, Illinois, Nevada, North Carolina, Oregon, and Tennessee, she has spent more than two decades helping families understand what's actually happening in the mortgage market. Every Wednesday at 3pm PT she goes live to break down rates, programs, and the questions listeners are actually asking.
Heather Barkley-Kilpatrick
Heather is the rare mortgage professional who also holds an active California real estate license, which means she sees every transaction from both sides of the table. That dual perspective lets her spot problems before they slow a deal down and coach her clients through what to expect at every step. She brings a calm, straight-talking approach and a deep bench of real-world experience to every file.
Miguel “Mikey” Zermeno
Mikey keeps the lights on and the content flowing at Mortgage Mom Radio. If you've heard the podcast, watched a clip, gotten a callback, or landed on the site, chances are it passed through his hands first. As Debbie's LO assistant he shepherds files from application to close, and as the team's marketing and PR lead he runs the studio, the socials, and the newsletter.
Manuel “Manny” Zermeno
Manny is the steady hand behind the scenes at Mortgage Mom Radio. Working alongside his brother, he supports Debbie on loan files, keeps the office humming, and helps drive the day-to-day marketing that keeps clients coming through the door. Whether he's tracking down a missing document, coordinating a closing, or helping with a campaign, Manny makes sure nothing slips through the cracks.
The Good Boys
Every family business has its unofficial staff. Ours have four legs.
Obi-Wan “Obi” Marcoux
Obi-Wan stepped up when Buck stepped down, and the team has never looked back. Calm, focused, and roughly the size of a loveseat, he takes his post at the front door with the quiet authority of a dog who knows exactly what he's doing. Between shifts he conducts wellness checks on every human in the building and offers emotional support during rate-lock decisions.
Buckshot “Buck” Marcoux
Buck had a promising career as MMR's Head of Front-Door Security until an incident involving an unattended door, an open street, and a full sprint required HR to have a difficult conversation. He's now enjoying early retirement in a semi-executive capacity — mostly napping, occasionally supervising, and posing for beach-themed photoshoots. Very much alive. Very much loved.
Ready to work with us?
Whether you're buying your first home, refinancing, or just want to understand your options — we're here for the whole conversation.