Terms of Use.

Acceptance

By accessing or using this website, podcast, YouTube content, or any related materials produced by Mortgage Mom Radio (a DBA of JMJ Financial Group, NMLS ID 167867), you agree to these Terms of Use. If you do not agree, please do not use the site.

Educational content, not financial advice

Mortgage Mom Radio is a real estate and mortgage education program. The content on this site, podcast, livestream, and newsletter is for informational and educational purposes only. It is not personalized financial, legal, tax, or investment advice. Mortgage product availability, rates, and program guidelines change frequently and vary by borrower and property. Always speak with a licensed mortgage professional about your individual situation before acting.

No solicitation in states where not licensed

Debbie Marcoux is a licensed Mortgage Loan Originator (NMLS #237926) authorized to originate residential mortgage loans only in the states listed on the licensing page. Nothing on this site is intended as a solicitation in any state where Debbie or JMJ Financial Group is not properly licensed.

Equal Housing Opportunity

JMJ Financial Group is an Equal Housing Lender. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, source of income (provided the applicant has the legal capacity to contract), or any other characteristic protected under federal, state, or local law.

Third-party links

This site links to third-party tools, calculators, agents, sponsors, and resources. We do not control those sites, and linking to them does not imply endorsement of every page or product on them. Use third-party services at your own discretion.

Intellectual property

All audio, video, written content, brand marks, and design elements on this site are owned by Mortgage Mom Radio / JMJ Financial Group unless explicitly attributed otherwise. You may share episodes and posts via the normal sharing tools (social embeds, native podcast clients) but may not re-host, modify, or commercially redistribute content without written permission.

Disclaimers and limitation of liability

Information is provided "as is" without warranty of any kind. To the maximum extent permitted by law, Mortgage Mom Radio and JMJ Financial Group disclaim all liability for any decision made based on content from this site.

Changes to these terms

We may update these terms from time to time. The "Last updated" date below reflects the most recent revision. Continued use of the site after a change constitutes acceptance of the new terms.

Last updated: June 30, 2026

Questions about these terms? Email questions@mortgagemomradio.com.