Mortgage Rates Just Hit 2026 Highs — What Happened & What Buyers Do Now
Mortgage rates just hit their highest levels of 2026 — the 30-year fixed reached 6.75% on Mortgage News Daily's tracker this week, with Freddie Mac's survey at 6.55%. On today's show, Debbie breaks down what pushed rates up: rising fuel prices, new Treasury supply concerns, and bond selli
Mortgage rates just hit their highest levels of 2026 — the 30-year fixed reached 6.75% on Mortgage News Daily's tracker this week, with Freddie Mac's survey at 6.55%.
On today's show, Debbie breaks down what pushed rates up: rising fuel prices, new Treasury supply concerns, and bond selling during earnings season — plus what the July 28-29 Fed meeting could mean for the weeks ahead.
Then, the part that matters most: affordability has slipped five straight months, but 33% of June home purchases were still first-time buyers. Debbie shares her "Lock-In" game plan for getting mortgage-ready — credit score prep, understanding your debt-to-income ratio, and building a true purchase budget beyond just the down payment.
If you or someone you love is trying to buy their first home, call MOM at 844-935-3634. We'll pull your credit, review your DTI, and show you what you actually qualify for and what programs are available in your state. There is a path — and you don't have to walk it alone.
Mortgage Mom Radio is live every Wednesday at 3PM PT. www.mortgagemomradio.com questions@mortgagemomradio.com (844) 935-3634
Debbie Marcoux, Mortgage Loan Officer · NMLS ID #237926 2150 Kiowa Blvd N, Suite A-108, Lake Havasu City, AZ 86403 JMJ Financial · NMLS ID #41DBO-46011 · California DBO Corporate Office: 26800 Aliso Viejo Pkwy, Suite 200, Aliso Viejo, CA 92656 Loans are subject to credit approval. Terms and conditions apply. This is not a commitment to lend. Licensed in 13 states: Arizona LO-0941504, California CA-DBO237926, Florida LO76508, Georgia 69178, Hawaii HI-237926, Idaho MLO-2080237926, Illinois 031.0058339, Nevada 57237, North Carolina I-210940, Oregon 237926, Tennessee 184373, Texas 237926, Washington MLO-237926. Verify any license at nmlsconsumeraccess.org.
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