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Seller Credit or Price Reduction? Why the Credit Wins
Podcast

Seller Credit or Price Reduction? Why the Credit Wins

Cutting a $700,000 list price to $690,000 barely moves what a buyer qualifies for. The same $10,000 as a closing-cost credit solves the thing actually stopping them. Debbie and a veteran agent on the 2022 market shift, seller incentives, and FHA condo spot approvals.…

· 17 min read

Why a Fed Rate Hike Doesn't Automatically Raise Your Mortgage Rate
Podcast

Why a Fed Rate Hike Doesn't Automatically Raise Your Mortgage Rate

Two days before the July 2022 Fed decision, Debbie explains what most people get backwards: the market prices the expected hike into rate sheets before it happens. Which debts really track the Fed, why a HELOC keeps climbing, and what buyers should negotiate for instead of waiting.…

· 22 min read

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